Medical Insurance – Scottsdale, AZ

Use Your Medical Insurance to Achieve Quality Rest

health insurance form on table

Your medical insurance is used for many things, including minimizing or eliminating out-of-pocket expenses for preventive checkups with your primary care physician, essential tests and treatments, and prescription medications. Additionally, it can play a crucial role in making your sleep apnea treatment in Scottsdale more affordable. To learn more about the specifics of utilizing your medical benefits for sleep apnea treatment, continue reading or give our office a call today!

How Medical Insurance Works

patient talking to dentist

Insurance coverage for sleep apnea varies significantly among policies. Nonetheless, there are key aspects that apply to most plans:

  • Sleep studies and sleep apnea treatments are often covered. It’s worth noting that every policy is unique. Your plan may or may not include both in-home and in-lab sleep tests, as well as a CPAP machine and/or oral appliance therapy. Keep in mind that you may need to obtain pre-authorization from your insurance company.
  • A deductible might apply. Before your insurance coverage takes effect, you may need to pay a predetermined amount out of pocket.
  • You will have either a copay or coinsurance. A copay is a fixed fee for specific services, while coinsurance is a percentage of the service cost that you are responsible for. Insurance plans typically enforce either copays or coinsurance – not both.

Not sure how your medical insurance works? Exploring its online patient portal can be a helpful starting point! Our team members are also well-versed in insurance matters and may help if needed.

Medical Insurance vs. Dental Insurance

While our doctors specialize in dentistry, dental insurance will not cover the sleep apnea treatment we offer. Dental insurance primarily addresses conditions related to oral health, such as gum disease and cavities, aiming to prevent and treat them. On the other hand, medical insurance is designed to protect the overall well-being of policyholders, making it the more suitable coverage for patients dealing with sleep disorders.

In-Network vs. Out-of-Network Coverage

professional explaining to patient

Rest assured – Go to Sleep Center for CPAP Alternatives can accept payment from most PPO medical insurance plans, whether or not we are within a plan’s network. Here’s a brief rundown of how these differ:

In-Network

Being in-network means that a dental or medical practice has a contract regulating prices and other treatment aspects. This arrangement benefits both the insurance company and patients by reducing expenses. We can use our extensive experience to help patients maximize their benefits.

Out-of-Network

If we’re out-of-network with your plan, you may still use your benefits at our practice. We will gladly handle claims on your behalf and do everything we can to minimize your out-of-pocket expenses.